New Year Finance Hangover

Prior to the holiday season we put out some information on budgeting through this time of the year. How did you manage your finances? Do you have some outstanding credit card debt or overdrafts? The best advice for budget and debt management is to not ‘put your head in the sand’ and hope it goes […]

C is for CHRISTMAS

IT’S THE ‘C’ WORD, AND I’M USING IT FIRST! Christmas that is! It comes only once a year but surprisingly few people are prepared financially. The last minute stress of getting just the right present, having enough food, drink and crackers can be enough to leave us all in a New Year hangover. Not to […]

How the process of getting a Home loan has changed in the last six years

In this article in the Sydney Morning Herald we read the story of one young woman who first obtained a Home loan six years ago, today the process is very different. https://www.smh.com.au/business/banking-and-finance/checking-on-lunch-kebabs-has-the-home-loan-crackdown-gone-too-far-20181213-p50lzw.html Changes in legislation and the National Credit Consumer Protection Act have tightened lending requirements and focus on providing a loan that is not […]